PRIVACY POLICY

Last Updated: March 18, 2025

1. INTRODUCTION

Insurance Life Advisors LLC ("we," "our," or "us") respects your privacy and is committed to protecting it through our compliance with this policy. This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit our website, purchase leads, or use our services, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

On our websiteThrough our lead generation servicesIn email, text, and other electronic messages between you and our companyWhen you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy

It does not apply to information collected by:

Us offline or through any other means not listed aboveAny third party, including through any application or content that may link to or be accessible from our services

Please read this policy carefully to understand our policies and practices regarding your information. If you do not agree with our policies and practices, your choice is not to use our services. By accessing or using our services, you agree to this privacy policy.

2. INFORMATION WE COLLECT

2.1 Personal Information

We may collect several types of information from and about users of our services, including:

Identifiers such as name, postal address, email address, telephone number, IP address, or any other identifier by which you may be contacted online or offlineFinancial information such as bank account numbers, credit card numbers, or other payment detailsCommercial information including records of products or services purchased, obtained, or consideredProfessional or employment-related information, including business name, title, industry, and company sizeInternet or other electronic network activity information, including browsing history, search history, and information regarding your interaction with our website

2.2 Lead Information

As a lead generation service, we collect information about potential customers ("leads") to provide to our clients. This information may include:

Contact information (name, email, phone number, address)Demographic informationInterest and preference informationPurchase intent informationOther information relevant to the products or services offered by our clients

2.3 How We Collect Information

We collect information:

Directly from you when you provide it to usAutomatically as you navigate through our site, including through cookies and similar technologiesFrom third parties, such as business partners, data providers, and marketing companies

3. HOW WE USE YOUR INFORMATION

We use information that we collect about you or that you provide to us:

To provide our services, including delivering leads to our clientsTo fulfill our obligations to you, including processing your payments and providing you with purchased leadsTo provide you with information, products, or services that you request from usTo notify you about changes to our services or productsTo allow you to participate in interactive features of our servicesTo improve our website, products, services, and customer communicationsIn any other way we may describe when you provide the informationFor any other purpose with your consent

4. DISCLOSURE OF YOUR INFORMATION

We may disclose personal information that we collect or you provide as described in this privacy policy:

4.1 To Our Clients

As a lead generation service, we provide collected lead information to our clients who have purchased these leads. By the nature of our business, this is a primary function of our service.

4.2 Other Disclosures

We may also disclose your personal information:

To our subsidiaries and affiliatesTo contractors, service providers, and other third parties we use to support our businessTo a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assetsTo fulfill the purpose for which you provide itFor any other purpose disclosed by us when you provide the informationWith your consent

4.3 Legal Requirements

We may also disclose your personal information:

To comply with any court order, law, or legal process, including to respond to any government or regulatory requestTo enforce or apply our Terms of Service and other agreementsIf we believe disclosure is necessary or appropriate to protect the rights, property, or safety of our company, our customers, or others

5. DATA SECURITY

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our website.

6. DATA RETENTION

We will retain your personal information only for as long as reasonably necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting, or reporting requirements. We may retain your personal information for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.

7. YOUR CHOICES ABOUT YOUR INFORMATION

7.1 Tracking Technologies

You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of our services may then be inaccessible or not function properly.

7.2 Communication Preferences

You can opt out of receiving promotional emails from us by following the instructions in those emails. If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.

8. YOUR RIGHTS REGARDING YOUR INFORMATION

Depending on your location, you may have certain rights regarding your personal information, which may include:

8.1 For California Residents

Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information, including:

The right to know about personal information collected, disclosed, or soldThe right to request deletion of personal informationThe right to opt-out of the sale of personal informationThe right to non-discrimination for exercising CCPA rights

To exercise these rights, please submit a verifiable consumer request through the contact information provided below.

8.2 For European Economic Area Residents

If you are located in the European Economic Area (EEA), you may have the following rights under the General Data Protection Regulation (GDPR):

Access to your personal dataRectification of inaccurate personal dataErasure of your personal dataRestriction of processing of your personal dataData portabilityObjection to processing of your personal dataWithdrawal of consent

8.3 How to Exercise Your Rights

To exercise any of the rights described above, please contact us using the contact information provided below. We may need to verify your identity before responding to your request.

9. THIRD-PARTY WEBSITES

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of such websites. We encourage you to review the privacy policies of any third-party websites you visit.

10. CHILDREN'S PRIVACY

Our services are not intended for children under 16 years of age, and we do not knowingly collect personal information from children under 16. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information.

11. INTERNATIONAL DATA TRANSFERS

We are based in the United States and the information we collect is governed by U.S. law. If you are accessing our services from outside the United States, please be aware that information collected through our services may be transferred to, processed, stored, and used in the United States and other jurisdictions. Your use of our services or provision of any information constitutes your consent to the transfer to and processing, use, sharing, and storage of your information in the United States and other jurisdictions, which may have different data protection laws than those in the country where you reside.

12. CHANGES TO OUR PRIVACY POLICY

We may update our privacy policy from time to time. If we make material changes to how we treat our users' personal information, we will post the new privacy policy on this page with a notice that the privacy policy has been updated.

The date the privacy policy was last revised is identified at the top of the page. You are responsible for periodically visiting our website and this privacy policy to check for any changes.

13. CONTACT INFORMATION

To ask questions or comment about this privacy policy and our privacy practices, please contact us at:

Insurance Life Advisors LLC
777 Brickell Ave, Ste 500-95981
Miami, FL 33131
[email protected]

BY USING OUR SERVICE OR PLACING AN ORDER, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS PRIVACY POLICY, UNDERSTAND IT, AND AGREE TO BE BOUND BY IT. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU MUST NOT USE OUR SERVICE.